1. Give the debtor a reason not to read. 2. Use headlines that whisper sweet nothings. 3. Use words that do not paint mental pictures. 4....

Letters are the cheapest and quickest form of communication. properly executed letters should achieve a significant ratio of recovery at ...

Consider the following clauses that can be incorporated into a credit application: Creditor venue clause: Problem: Many creditors mistake...

As with any crime, you can't guarantee that you will never be a victim, but you can minimize your risk. By managing your personal infor...

One of the best ways to pay off your debts quickly is through debt management. By management of your debt, you will be able to budget fo...